January 2023 ATC Swap

[Little Jan]

Same here just have 2nd class large and print the rest off otherwise hubby steals them
I got fed up of going to get a stamp from my stash to find all the 1st class stamps we’re gone then he started on the 2nd class
Good job. He has no use for large stamps

[Mitzi]

Same here just have 2nd class large and print the rest off otherwise hubby steals them
I got fed up of going to get a stamp from my stash to find all the 1st class stamps we’re gone then he started on the 2nd class
Good job. He has no use for large stamps

If my DH did that, he would be sent off to the Post Office to replace them immediately.

[Little Jan]

I shouldn’t complain as he pays all the bills from his employment pension after taking early retirement he is not due a state pension till 2028 as every time he gets near they move the goal post
I get the basic pension as I did not do enough years for full one but
Apart from food shop it’s mine to do what I like with but I have cut down on crafty buys and shoes lol

[Mitzi]

Pink Pig, I am hoping to make some ATCs this afternoon. I'll let you know by the end of the day.

[PinkPig]

I’m hoping it goes well Mitzi!

[Waterlily]

I shouldn’t complain as he pays all the bills from his employment pension after taking early retirement he is not due a state pension till 2028 as every time he gets near they move the goal post
I get the basic pension as I did not do enough years for full one but
Apart from food shop it’s mine to do what I like with but I have cut down on crafty buys and shoes lol

I don't even get the basic pension.

[Little Jan]

I don't even get the basic pension.

Really did you not work enough years

[Little Jan]

I only just did the years needed
I was offered the option to pay the missed years for a full Pension
But the person I spoke to said that it was better to keep my savings than top up my NI contributions

I was watching a programme on pensions
Surprising how many people thought they were automatically entitled to a pension even if they never paid any NI
Some women also said if nhs are too busy to do treatments they should be entitled to free private treatment
What planet are these people on

[PinkPig]

Thanks PJP, your ATCs have arrived.

[Waterlily]

I only just did the years needed
I was offered the option to pay the missed years for a full Pension
But the person I spoke to said that it was better to keep my savings than top up my NI contributions

I was watching a programme on pensions
Surprising how many people thought they were automatically entitled to a pension even if they never paid any NI
Some women also said if nhs are too busy to do treatments they should be entitled to free private treatment
What planet are these people on

I think in the old days that was true. My Mum didn't work after she got married apart from a part time job where she didn't earn enough to pay NI and she got a pension, saying that my dad died very young so she was on benefits anyway.